How you lose money or why it's important to invest.

You are not spending money, but it is becoming less. What's the problem? Let me tell you: good old inflation is a way to confiscate your funds. This is somewhat akin to counterfeiting. At the same time, this is done by central banks of practically all countries. Over the last 20 years, inflation even for such a stable currency as the US Dollar amounted to almost 50%. That is, if 20 years ago you could theoretically buy three iPhones for three thousand dollars, today for the same money you could buy only two. So, if you kept your savings under the pillow, you lost a third. What should we do then? Put money in the bank at interest? Let's calculate. The average bank interest rate on deposits in Ukraine is currently 1.9% per annum. This is the amount you should, in theory, earn. But from it you need to subtract income tax of 18% and military levy of 1.5%. As a result, the bank rate will be about 1.5% per annum. Let's not forget about inflation. It usually amounts to 2% per year. So you will still lose half a percent per year. How to fight this? The answer is simple - you need to get a higher return. And it's best to invest in assets that you understand. Real estate is an ideal option. On one hand it is a stable investment asset, on the other hand - a long-term consumption good. On average, you can earn 6-7% per annum from real estate. Let's calculate. We buy an apartment for a conditional 10 thousand. And we add 7 percent per annum. Thus, in 10 years your capital will increase almost twofold. And after another 10 years it will grow to the amount of 38,700 US dollars. Whereas, if you keep money under the pillow, it will lose value by a factor of 1.5. Imagine, with what portfolio of assets you are moving towards retirement. But don't rush to google apartments you can buy. We will do all this for you for free. For this, order a call from our website. Or write to us in WhatsApp